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Ocrolus

Document AI that classifies borrower documents, calculates income from bank statements, pay stubs and tax forms, flags 1003 discrepancies and clears conditions.

Visit ocrolus.com

What the AI doesAI income and asset analysis (W-2, 1099, gig, self-employed, rental); indexing of 2,000+ document types; fraud detection; Inspect for condition clearing.
Who it servesRetail lender branches
Starting priceQuote-based
Pricing modelQuote-based
Free trialNot stated on the vendor site
Best fitLender branch
CategoryDocument Collection, OCR & Processing Automation
Also fitsUnderwriting Assist & Condition Clearing
Works withEncompass
CompliancePosted on the vendor's site: SOC 2; SOC 3; ISO/IEC 27001; PCI DSS; GLBA; CCPA/CPRA; 23 NYCRR 500.
Checked2026-10-31, against the vendor's own page

Good to know

Ocrolus is document AI for mortgage lenders that reads bank statements, pay stubs and tax forms, calculates income across W-2, 1099, gig, self-employed and rental cases, flags discrepancies against the 1003 and uses Inspect to create and clear conditions; its income outputs are eligible for Fannie Mae and Freddie Mac rep-and-warrant relief. Pricing is by quote.

The vendor names a direct Encompass integration and a public API, and its security site posts SOC 2, SOC 3, ISO 27001, PCI DSS, GLBA and CCPA/CPRA.

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