Home / AI Receptionists & Call Handling
11 toolsAI phone agents that answer the loan officer's or broker shop's line, screen the caller, answer rate and program questions from your script, book the appointment and text the summary.
Nine of the eleven receptionists post a price. Dialzara starts at $29/mo (60 min, then $0.48/min) and tops out at $349/mo (1,000 min). Goodcall posts $79/mo (100 unique customers, then 79¢ each) up to $299/mo (2,000). Aira starts at $24.95/mo monthly or $19.96/mo (annual) for 30 calls. Pitchit posts a Free plan; Starter $149/mo (400 conversations) up to Pro $599/mo (2,000). Retell AI posts $0.07–$0.31/minute pay as you go. ElevenAgents runs from a Free plan (15 min) to Business $990/mo (12,375 min). Frontdesk posts $99/mo (or $79/mo annual). Bland posts Start: $0 platform fee + $0.14/minute; Build: $299/mo + $0.12/minute. Ringlyn posts $49/mo (2 agents, 50 min included, $0.20/minute). Thoughtly and Synthflow are quote-based.
Each tool answers a mortgage line around the clock, takes borrower intake, qualifies the caller, books a consult and transfers to the loan officer. Posted prices run from a free plan to $990/mo, with per-minute rates from $0.07 to $0.48; nine post a price, two are quote-based, and every figure was read on the vendor's own site on October 31, 2026. Eight post a TCPA-consent or borrower-data statement: Thoughtly (SOC 2 Type II, recorded TCPA consent), Pitchit (SOC 2 Type II, TCPA-compliant outreach), Synthflow and Bland (SOC 2 Type II, ISO 27001), Dialzara (borrower-data encryption, 10DLC), Retell AI (ISO 27001), ElevenAgents (SOC 2 support) and Ringlyn (consent tracking, DNC handling); Goodcall, Aira and Frontdesk post neither. Encompass is named by Goodcall and Thoughtly, Total Expert by Thoughtly and Pitchit, Jungo by Pitchit; none names Arive, BNTouch or Follow Up Boss.
Featured spot open. Put your tool at the top of this category for $149/month.
Feature your toolAI receptionist that answers loan inquiries and application-status calls, takes messages, books appointments, transfers calls and qualifies leads.
AI: Aira AI receptionist: Call Answering, Lead Qualification, Bilingual Receptionist (31 languages), After Hours Answering
Self-serve AI phone agent platform that answers and places calls, takes loan applications by voice and hands qualified borrowers to loan officers.
AI: Bland AI phone agents on Bland's own models; use cases named: loan origination and application intake, disclosures and consent capture, account servicing
AI receptionist that answers a broker shop's line 24/7, takes borrower intake, flags rate-lock requests, routes realtor referrals and books consultations.
AI: AI receptionist with Borrower Intake, Rate Lock Capture, Realtor Referral Routing, Loan Status Updates; add-on AI SMS Agent and website chatbot
Agent platform with mortgage-broker and lender pages: the AI receptionist qualifies borrowers, answers rate and program questions, books consults with an LO.
AI: ElevenAgents AI answering service: borrower qualification, consult booking with reminders, smart routing, consistent disclosures, 30+ languages
AI receptionist platform with mortgage-broker pages: an AI phone receptionist, web chatbot, SMS and email agents and a built-in AI CRM on one flat plan.
AI: Frontdesk AI Phone Receptionist, AI Web Chatbot, AI Email Agent, SMS Texting Agent, AI CRM with AI-scored pipeline
AI phone agent that answers calls 24/7, takes borrower intake, qualifies leads, books appointments, routes calls and sends SMS notifications.
AI: Goodcall AI agent ('Gabi') with AI lead qualification, automated borrower intake, smart call routing and logic flows
AI receptionist for mortgage lenders: answers rate-shopper calls 24/7, sorts purchase vs refinance, collects credit range and timeline, transfers or books.
AI: AI Call Answering, AI Call Screening, AI Speed-to-Lead, Workflow Campaigns, no-code AI Agent Builder
Voice AI agent platform with a posted mortgage use case: loan prequalification and application handling, live transfers of hot borrowers, aged-lead callbacks.
AI: Retell AI Voice Agents: Loan Prequalification & Application Handling, Live Transfers for High-Intent Borrowers, Loan Policy Knowledge Base, AI QA
AI voice agent that answers loan inquiries, takes application details by phone, books loan officer callbacks and places outbound payment-reminder calls.
AI: Ringlyn AI voice agents: Loan Inquiry Answering, Application Intake by Voice, Loan Officer Callbacks, Outbound Payment Reminder Calls, transcripts, sentiment
AI voice agents that answer inbound mortgage and real estate calls, qualify borrowers, book appointments and place outbound calls to new leads.
AI: Synthflow AI voice agents: AI Receptionist, AI Appointment Setter, AI IVR, Live Transfers with transcripts, no-code call flows routed by intent
AI voice agents that call rate inquiries in seconds, pre-qualify borrowers on purpose, timeline, credit band and LTV, then hand off to a loan officer.
AI: Thoughtly AI Voice Agents with mortgage workflow builder (branching by loan type, LO-territory routing), SMS/email follow-up, audit-ready transcripts
| Tools that post a price | 9 of 11; 2 by quote |
|---|---|
| Flat monthly prices | $24.95/mo (Aira) to $79/mo (Goodcall), across 2 tools |
| Priced another way | Bland $0; Dialzara $29/mo; ElevenAgents free plan, then $6/mo; Frontdesk $99/mo; Pitchit free plan, then $149/mo; Retell AI $0.07; Ringlyn $49/mo |
| Free trial | Dialzara, Frontdesk, Goodcall and Ringlyn |
| Free plan | Bland, ElevenAgents, Pitchit and Retell AI |
| Listed for an individual loan officer | Aira, Bland, Dialzara, Frontdesk, Goodcall, Pitchit and Ringlyn |
| Named on the vendors' own sites | Mortgage broker shops 7; Retail lender branches 2; Mortgage teams 1; mortgage professionals generally 4 |
| TCPA-consent or borrower-data statement | Bland (SOC 2 Type II; ISO 27001:2022; HIPAA with BAA; PCI DSS; GDPR; FedRAMP 20x; no TCPA statement); Dialzara (Borrower financial data encrypted; 10DLC A2P registration; HIPAA on all plans; no SOC 2 or TCPA named); ElevenAgents (SOC 2, HIPAA and GDPR support; encryption in transit and at rest; Zero Retention mode; TCPA not named); Pitchit (SOC 2 Type II; HIPAA; 256-bit SSL encryption; TCPA-compliant outreach statement); Retell AI (ISO/IEC 27001 badge; HIPAA documentation; Trust Center; SOC 2 and TCPA not stated); Ringlyn (Consent tracking, DNC handling, calling windows, disclosure scripts; encryption; no SOC 2 named); Synthflow (SOC 2 Type 2; ISO/IEC 27001; HIPAA; PCI DSS v4.0.1; GDPR; no TCPA statement); Thoughtly (SOC 2 Type II; recorded TCPA consent, DNC lists, per-state dialing rules; CFPB-aligned scripts) |
| Integrations named | Aira (Google Voice); Bland (Salesforce, HubSpot, Twilio, Five9, Genesys, Amazon Connect); Dialzara (Zapier); Frontdesk (HubSpot, Salesforce, Pipedrive, Zapier); Goodcall (Encompass, Salesforce, HubSpot, Google Calendar, Calendly, Slack); Pitchit (Jungo, Total Expert, Salesforce, HubSpot, Zoho, Zapier); Retell AI (Salesforce, HubSpot, Pipedrive, Zoho CRM, Go High Level, Twilio); Ringlyn (Twilio); Synthflow (Salesforce, HubSpot, Zendesk, Twilio, Genesys, Five9); Thoughtly (Encompass, Total Expert, Surefire, Salesforce, HubSpot, GoHighLevel) |
| Last checked | Oct 31, 2026, on each vendor's own site |