Posted prices in this category come from the self-serve tools. Callingly starts at $100/mo ($80/mo annual) incl. $100 usage credit; AI calls from $0.50/call, SMS from $0.12/segment. Agent Legend posts $199/mo + $299 activation (Starter, 250 contacts/mo); Grow $299/mo + $499 activation; Professional $499/mo + $499 activation. Empower LO posts $297/mo + $300 setup (Scale); Teams from $497/mo, and BankingBridge AI SMS Chat posts $349/mo + $950 setup (Launch); AI Add-on $299/mo. LoanWick posts $49/mo (Essential, 50 new and 250 active leads/mo), priced by lead volume with every loan officer included. Structurely posts its usage rates, from $0.07/minute voice (BYOC), $0.02/message SMS, $0.02/AI email, with the platform fee quote-based. Verse.ai and Meera are quote-based.
The AI answers a new borrower lead within seconds by text or voice, qualifies on purpose, timeline, loan amount and credit, books the callback and hands the borrower to a loan officer; Agent Legend adds an AI analyst that scores a past-client database for refinance triggers, and BankingBridge texts live rate quotes from the lender's pricing engine. Posted monthly prices run from $49/mo to $349/mo plus setup fees: six of the eight tools post a price and two are quote-based, and every figure was read on the vendor's own site on October 31, 2026, except LoanWick's, read on November 10, 2026. Five vendors post a TCPA-consent or borrower-data statement: Verse.ai (TCPA, state TCPA, CTIA and A2P 10DLC statements, SOC 2 compliance), Agent Legend (A2P 10DLC registration, TCPA-compliant opt-out language), Structurely (A2P registration, no-training statement), Callingly (end-to-end encryption, no training without consent) and LoanWick (opt-out handling and a lead-local send window, encrypted transport, no training of a general third-party model on raw conversations). Follow Up Boss is named by Structurely, Agent Legend and Callingly; Total Expert by Verse.ai; Arive and LendingPad by Agent Legend through Leaf360. None names Encompass, BNTouch or Jungo.