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Candor Loan Engineering System
Automated underwriting engine that renders decisions, manages conditions in one loan-file view and syncs them to the LOS, with a per-loan defect warranty.
| What the AI does | CogniTech patented automated underwriting engine; Candor Assistant (explains conditions and calculations); CandorDI document intelligence; IncomeClarity |
|---|---|
| Who it serves | Retail lender branches, Mortgage teams |
| Starting price | Quote-based |
| Pricing model | Quote-based |
| Free trial | No |
| Best fit | Lender branch |
| Category | Underwriting Assist & Condition Clearing |
| Also fits | Document Collection, OCR & Processing Automation |
| Works with | Encompass, MeridianLink, Byte |
| Compliance | Not posted — no TCPA-consent or borrower-data statement was found on the vendor's site. That is a gap in what's posted, not a finding about the vendor; ask before you buy. |
| Checked | 2026-10-31, against the vendor's own page |
Good to know
Candor's Loan Engineering System is built for lenders that underwrite their own files: its patented CogniTech engine renders the decision, manages conditions in one loan-file view and syncs them to the LOS, backing each file with a $25,000-per-loan defect warranty, while Candor Assistant explains conditions and calculations and CandorDI and IncomeClarity can be bought as standalone modules. Pricing is by quote.
Encompass, MeridianLink and Byte are named integrations. No SOC 2 or borrower-data statement is posted on its site, so ask for the security documentation before you buy.
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