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Indecomm DecisionGenius
AI-driven automated underwriting system for FHA and conventional loans that analyzes credit, income, assets and collateral, and writes and clears conditions.
| What the AI does | Glass Box decisioning (traces each condition to guideline and source document); automatic condition clearing; IDX Intelligent Data Extractor; IncomeGenius |
|---|---|
| Who it serves | Retail lender branches, Mortgage teams |
| Starting price | Quote-based |
| Pricing model | Quote-based |
| Free trial | No |
| Best fit | Lender branch |
| Category | Underwriting Assist & Condition Clearing |
| Also fits | Document Collection, OCR & Processing Automation |
| Part of | Indecomm |
| Works with | Encompass, MeridianLink Mortgage, SourceConnect |
| Compliance | Not posted — no TCPA-consent or borrower-data statement was found on the vendor's site. That is a gap in what's posted, not a finding about the vendor; ask before you buy. |
| Checked | 2026-10-31, against the vendor's own page |
Good to know
DecisionGenius is Indecomm's AI-driven automated underwriting system for FHA and conventional files, built around Glass Box decisioning that traces each condition to the guideline, data point and source document; it writes conditions back to the LOS and clears them, IDX Intelligent Data Extractor pulls 5,400-plus data points from 1,200-plus document types, and IncomeGenius handles wage-earner and self-employed income. It is sold to lenders, credit unions and MI companies by quote.
Encompass, MeridianLink Mortgage and SourceConnect (40-plus LOS, POS, AUS and credit connections) are named integrations. No SOC 2 or borrower-data statement is posted on its site, so ask for the security package in the demo.
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