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SOLO by Tidalwave
AI-native mortgage point of sale that reviews documents, analyzes bank statements, calculates income and runs dual AUS before the file reaches an underwriter.
| What the AI does | SOLO AI loan assistant; AI Assist file checks; Loan memory; bank statement analysis and income from paystubs; data extraction from emails, documents and calls |
|---|---|
| Who it serves | Mortgage broker shops, Retail lender branches, Independent loan officers |
| Starting price | Quote-based |
| Pricing model | Quote-based |
| Free trial | No |
| Best fit | Broker shop, Lender branch |
| Category | Underwriting Assist & Condition Clearing |
| Also fits | Document Collection, OCR & Processing Automation |
| Works with | Encompass, Calyx Path, Fannie Mae DU, Freddie Mac LPA, Plaid, Argyle, Truv |
| Compliance | Posted on the vendor's site: SOC 2 Type II; encryption of stored borrower data; trust center. |
| Checked | 2026-10-31, against the vendor's own page |
Good to know
SOLO is Tidalwave's mortgage-only AI platform that sits at the point of sale and does the first underwriting pass: document review, bank statement analysis, income from paystubs, data extraction from emails, documents and calls, and dual AUS, with every answer logged in Loan memory. It is sold to broker shops as well as lenders (NEXA Mortgage is a named customer), with volume-based pricing by quote.
The vendor names Encompass and Calyx Path as LOS integrations plus Fannie Mae DU, Freddie Mac LPA, Plaid, Argyle and Truv, and posts SOC 2 Type II with encryption of stored borrower data and a trust center.
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