How much does an AI receptionist cost for a mortgage broker?

Eleven tools sit in the directory's AI Receptionists & Call Handling category, and eight of them post prices. Flat monthly plans run from Aira at $24.95/mo for 30 calls and Dialzara at $29/mo for 60 minutes up to Pitchit at $599/mo for 2,000 conversations, with per-minute platforms such as Retell AI from $0.07–$0.31/minute. Thoughtly, Synthflow and the enterprise tiers are priced by quote. Every figure was read on the vendor's own site on October 31, 2026.

Turnkey receptionists with flat monthly plans

• Dialzara: $29/mo (60 min, then $0.48/min); $99/mo (220 min); $199/mo (500 min); $349/mo (1,000 min); 7-day free trial, no contract. Dedicated mortgage-brokers page with borrower intake, rate-lock capture and realtor-referral routing. Works with Zapier. Posts encryption of borrower data and 10DLC registration; no SOC 2 or TCPA statement, so ask.
• Aira: $24.95/mo monthly or $19.96/mo (annual) for 30 calls; $47.96/mo (annual) 90 calls; $127.96/mo (annual) 300 calls; $239.20/mo (annual) 600 calls; 31 languages. Works with Google Voice. No TCPA or borrower-data statement is posted, so ask.
• Goodcall: $79/mo (100 unique customers, then 79¢ each); $129/mo (500); $299/mo (2,000); minutes are never metered; free demo agent. Names Encompass, Salesforce and HubSpot. No TCPA or borrower-data statement is posted, so ask.
• Frontdesk: $99/mo (or $79/mo annual) with 200 voice minutes and a credit pool, overage about $0.25/minute; phone, chatbot, SMS and email agents plus an AI CRM on one plan; 7-day free trial. Works with HubSpot, Salesforce, Pipedrive and Zapier. No TCPA or borrower-data statement is posted, so ask.
• Ringlyn: $49/mo (2 agents, 50 min included, $0.20/minute) + $7/mo phone number; 7-day free trial, no card. Lending page describes consent tracking, do-not-call handling, calling windows and a recording notice; encryption in transit and at rest.

Mortgage-native receptionists bundled with speed-to-lead

• Pitchit: free plan; Starter $149/mo (400 conversations); Growth $349/mo (1,000); Pro $599/mo (2,000); month to month, measured in conversations. Names Jungo, Total Expert, Salesforce, HubSpot and Zoho via Zapier, viaSocket or webhooks. Posts SOC 2 Type II and a TCPA-compliant outreach statement.
• LoanOfficer.ai, listed under CRMs, bundles its AI Receptionist into a mortgage CRM at $197/mo (2 seats) + $299 one-time setup; Team $397/mo (5 seats); Brokerage $697/mo (10 seats). Posts TCPA guidelines with consent tracking.

Build-it-yourself voice platforms with a mortgage use case

• Retell AI: $0.07–$0.31/minute pay as you go with 60 free minutes. Posts HIPAA documentation and an ISO/IEC 27001 badge; SOC 2 and TCPA are not stated in the page text.
• Bland: Start $0 platform fee + $0.14/minute; Build $299/mo + $0.12/minute; telephony separate. Posts SOC 2 Type II, ISO 27001 and HIPAA; no TCPA statement.
• ElevenAgents: free plan (15 min); Starter $6/mo (75 min); Creator $22/mo (275 min); Pro $99/mo (1,238 min); Scale $299/mo (3,738 min); Business $990/mo (12,375 min); LLM and telephony at cost. Posts support for SOC 2, HIPAA and GDPR; TCPA not named.

Priced by quote

• Thoughtly: per-minute pricing across Flex, Scale and Enterprise tiers, by quote; names Encompass, Total Expert, Surefire, Salesforce and HubSpot; posts SOC 2 Type II and recorded TCPA consent on every call.
• Synthflow: annual enterprise agreement sized to call volume, by quote; posts SOC 2 Type 2, ISO 27001, HIPAA and PCI DSS; no TCPA statement.

What the meter is

• Minutes: Dialzara ($29/mo for 60), Frontdesk ($99/mo for 200), Ringlyn ($49/mo for 50), ElevenAgents, Retell AI and Bland.
• Calls: Aira ($24.95/mo for 30).
• Unique callers: Goodcall ($79/mo for 100).
• Conversations across every channel: Pitchit ($149/mo for 400).

A broker-owner can see the receptionists next to the CRMs and compliance tools on the mortgage broker shops page.

Quick answers

What is the lowest posted price for an AI receptionist for a mortgage broker?

Aira posts $24.95/mo monthly ($19.96/mo annual) for 30 calls, and Dialzara posts $29/mo for 60 minutes with $0.48/min after. ElevenAgents posts a free plan with 15 minutes, then $6/mo for 75.

Which AI receptionists connect to Encompass?

Thoughtly (by quote) names Encompass, Total Expert and Surefire. Goodcall ($79/mo) names Encompass in its own mortgage-broker guide; its listing notes that the live integration should be confirmed on its integrations page.

Which receptionists post a TCPA statement?

Thoughtly (by quote) posts recorded TCPA consent and per-state dialing rules, Pitchit ($149/mo Starter) posts a TCPA-compliant outreach architecture, and LoanOfficer.ai ($197/mo) posts TCPA guidelines with consent tracking.

Which receptionists post a free trial?

Dialzara ($29/mo), Frontdesk ($99/mo) and Ringlyn ($49/mo) each post a 7-day free trial; Goodcall ($79/mo) posts a free demo agent before a number is connected.

Not sure which fits your business? Get help choosing.