Which AI tools for mortgage pros post TCPA-compliant texting?

Eighteen tools in this directory post a statement about TCPA, 10DLC registration or texting consent on their own sites, and another sixteen either post no statement or post security standards without one. This page records exactly what each vendor posts, read on the vendor's own site on October 31, 2026, except LoanWick, read on November 10, 2026. A plain rule first: "not posted" means we did not find a statement on the vendor's pages. It is a gap in what is posted, not a finding that the tool is non-compliant, and the right next step is to ask the vendor for its TCPA position in writing before you buy.

Vendors that name TCPA

• Verse.ai (priced by quote): TCPA, state TCPA, CTIA and A2P 10DLC compliance statements on its pricing and compliance pages, plus a SOC 2 compliant statement.
• Thoughtly (priced by quote): TCPA consent tracking, Do-Not-Call lists and per-state dialing rules on its security page; recorded TCPA consent, CFPB-aligned scripts and state MLO disclosures on its mortgage page; SOC 2 Type II.
• Pitchit (free plan; Starter $149/mo): "TCPA Compliant Safe Outreach Architecture" with compliant calling hours; SOC 2 Type II.
• Agent Legend ($199/mo + $299 activation): A2P 10DLC carrier registration and auto-appended TCPA-compliant opt-out language on its mortgage page.
• LoanOfficer.ai ($197/mo + $299 one-time setup): all AI communications follow TCPA guidelines with automatic opt-out handling, compliant templates and built-in consent tracking.
• Usherpa (priced by quote): "Complies with: RESPA, CFPB, Gramm Leach Bliley, TCPA"; data hosted in Microsoft Azure.
• Evocalize (free to start; media budget typically $49–$499/mo): built for RESPA, TCPA and the FCC's lead-generation rules; every program carries the NMLS ID and disclosures.
• rebel iQ AI (free plan; Starter $29/mo): "TCPA compliance built into all communication tools" and "SMS follow-up (TCPA compliant)" on leadpops.com.
• Total Expert (priced by quote): describes RESPA, TCPA and CAN-SPAM compliance workflows; no consent language is posted; SOC 2 and ISO 27001.

Vendors that post 10DLC registration or consent capture

• BNTouch ($165/mo single user; $95/user/mo for 2–10): 10DLC brand and campaign registration handled for all users; every lead form captures FCC-compliant consent with timestamp, IP and consent language; a TCPA guide is posted.
• Shape (per user, by quote): "10DLC texting compliance", "Opt-in consent tracking" and "Opt-out compliance" listed as features; SOC 2 Type I and SOC 1 Type II; TCPA itself is not named.
• Dialzara ($29/mo to $349/mo): 10DLC A2P registration built into its SMS agent; borrower financial data encrypted; TCPA is not named.
• Structurely (platform fee by quote; usage from $0.02/message): A2P registration and spam mitigation on its pricing page; TCPA is not named.
• Ringlyn ($49/mo + $7/mo phone number): consent tracking, do-not-call handling, calling-window controls, configurable disclosure scripts and a recording notice option on its lending page.
• Fello ($499/mo Growth): Proof of Consent Certificate and Do Not Call verification on all tiers.
• Callingly ($100/mo): the word consent appears in a different sense, that conversations are not used to train AI without consent; carrier registration via ArmorHQ; TCPA is not named.
• LoanWick ($49/mo): STOP, remove and unsubscribe replies end assistant texts and opt-outs are checked before outreach; texts stay inside a lead-local window within the federal 8 AM to 9 PM limit and supported state rules; the vendor says these controls are not legal advice or a guarantee; TCPA is not named.
• Sei AI (priced by quote): TCPA and FDCPA are named as regulations its agents are trained on, not as a consent statement; SOC 2 Type II.

Security posted, TCPA not named

Retell AI, ElevenAgents, Bland, Synthflow, Aidium, LenderHomePage, LeadMailbox and Viato each post a security or data-handling statement (SOC 2, ISO 27001, HIPAA or encryption) and no TCPA statement. Ask each for its consent position before outbound texting or calling.

Nothing posted

BankingBridge AI SMS Chat, Meera, Empower LO, Goodcall, Aira, Frontdesk, Sendible and MAXA Mortgage Platform post no TCPA or borrower-data statement on the pages we read. Meera describes a "Compliance Control" feature and BankingBridge links a TCPA blog post, neither of which names a product statement.

How to use this list

• Ask every vendor the same two questions: who registers the 10DLC campaign, and where the opt-in record is stored.
• Keep the vendor's written answer with your own consent records; the statement on the site is the start of the file, not the end.

The full compliance picture for a shop sits on the mortgage broker shops page.

Quick answers

Which AI follow-up tools post a TCPA statement?

Verse.ai (by quote) posts TCPA, state TCPA, CTIA and A2P 10DLC statements; Agent Legend ($199/mo + $299 activation) posts 10DLC registration and TCPA-compliant opt-out language; LoanOfficer.ai ($197/mo) posts TCPA guidelines with consent tracking.

Which AI receptionists post TCPA?

Thoughtly (by quote) posts recorded TCPA consent and per-state dialing rules, and Pitchit ($149/mo Starter) posts a TCPA-compliant outreach architecture. Ringlyn ($49/mo) posts consent tracking and do-not-call handling without naming TCPA.

Which mortgage CRMs post 10DLC registration?

BNTouch ($165/mo single user) states it registers 10DLC campaigns for all users and captures FCC-compliant consent on every lead form; Shape (by quote) lists 10DLC texting compliance and opt-in consent tracking.

Does "Not posted" mean the tool is non-compliant?

No. It means no TCPA or borrower-data statement appeared on the pages we read. Goodcall ($79/mo) and Frontdesk ($99/mo) are examples: ask each vendor for its position in writing.

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