Which AI tools for loan officers work with Encompass?

Sixteen tools in the directory name Encompass in their Works with column, read on the vendor's own site on October 31, 2026. The posted prices run from Goodcall, an AI receptionist at $79/mo, and BNTouch, a mortgage CRM at $165/mo for a single user, to a long list of document, underwriting and compliance platforms that are priced by quote. Encompass itself, with its ICE Aurora AI layer, is also priced by quote, in both the Encompass for Bankers and Encompass for Brokers editions. Below, every Encompass-connected tool is grouped by the job it does, with the price the vendor posts.

The LOS itself: Encompass and ICE Aurora

Encompass is ICE Mortgage Technology's loan origination system, and ICE Aurora is the AI inside it: guideline and compliance lookups, borrower and lender chat agents, document classification and data extraction, loan data validation and notes summarization. Pricing is quote-based for both editions, and the site does not say whether Aurora is included for Encompass for Brokers customers, so ask. ICE posts SOC 1 and SOC 2 reports through its security center.

The phone: AI receptionists that name Encompass

• Goodcall: $79/mo (100 unique customers, then 79¢ each); $129/mo (500); $299/mo (2,000). Free demo agent before you connect a number. No TCPA or borrower-data statement is posted on its site, so ask before you buy.
• Thoughtly: priced by quote, per minute across Flex, Scale and Enterprise tiers. The voice agent calls rate inquiries, pre-qualifies the borrower and hands off to a licensed LO. Posts SOC 2 Type II and describes recorded TCPA consent on every call.

The CRM

• BNTouch: $165/mo single user; $95/user/mo for 2–10 users, month-to-month, with the MAIA mortgage AI in every plan. Names Encompass, Calyx Point, BytePro, MeridianLink and LendingPad for LOS sync. States it registers 10DLC campaigns for every user and captures FCC-compliant consent on every lead form.

Pricing, scenarios and presentations

• MortgageCoach: $150/user/mo (Individual); Enterprise custom for 5+ users. The sheet records that the Enterprise plan is the one that adds the ICE/Encompass connection. Posts AICPA SOC 2 compliance and a public Trust Center.
• Zeitro: free account (Strata, Pricing Engine, Digital 1003); paid plans priced by quote. Completed files go out as FNM 3.4 or straight into Encompass. Posts a SOC 2 audit.
• Lender Price: Broker & Lender Marketplace free for wholesale brokers; Enterprise PPE and AILA priced by quote. Posts SOC 2 Type II.
• LoanPASS: priced by quote. LoanPASS.AI returns pricing and eligibility from the lender's own rules. Posts a SOC 2 Type 2 report.

The file: document collection and processing

• Maxwell Point of Sale: priced by quote. AI-Powered Document Validation checks every borrower upload. Posts SOC 2 Type II and AES-256 encryption.
• LiteSpeed: priced by quote; built for shops running Encompass, with borrower data kept inside the customer's Encompass environment. Posts SOC 2 and end-to-end encryption.
• Ocrolus: priced by quote. Income and asset analysis across W-2, 1099, self-employed and rental cases, with a direct Encompass integration. Posts SOC 2, SOC 3, ISO 27001, PCI DSS and GLBA.
• Infrrd for Mortgage: priced by quote. Document AI pre-trained on 500+ mortgage document types. Posts SOC 2 Type II and ISO 27001.

Underwriting assist and condition clearing

• SOLO by Tidalwave: priced by quote, volume-based. Sold to broker shops as well as lenders; names Encompass and Calyx Path. Posts SOC 2 Type II.
• Candor Loan Engineering System: priced by quote. Names Encompass, MeridianLink and Byte. No SOC 2 or borrower-data statement is posted, so ask before you buy.
• Indecomm DecisionGenius: priced by quote. Writes conditions back to Encompass and MeridianLink. No SOC 2 or borrower-data statement is posted, so ask before you buy.

The compliance line and the review page

• Sei AI: priced by quote. Compliance Agent scores every LO call against TILA, RESPA, UDAAP and Fair Housing. Posts SOC 2 Type II and PCI DSS Level 1.
• Experience.com: free profile; paid plans priced by quote. Borrower surveys at loan milestones, reviews on each LO's profile and an AI Visibility score. Posts SOC 2 Type II and ISO 27001:2022.

Every price above is the vendor's posted figure on the check date; where a vendor posts no price we say so rather than guess. Confirm the Encompass connection on your own edition before you sign.

Quick answers

Which Encompass-connected AI tools post a price a single loan officer can pay?

Three do: Goodcall at $79/mo for 100 unique customers, BNTouch at $165/mo for a single user, and MortgageCoach at $150/user/mo on its Individual plan. Zeitro adds a free account, and Experience.com a free profile.

Does Encompass have its own AI?

Yes. Encompass ships ICE Aurora: guideline lookups, borrower and lender chat agents, document classification, data extraction and notes summarization. Pricing is quote-based and the site does not state whether Aurora is included for Encompass for Brokers, so ask ICE sales.

Which Encompass document tools post a security statement?

LiteSpeed posts SOC 2 and keeps borrower data inside the customer's Encompass environment; Maxwell Point of Sale and Infrrd for Mortgage post SOC 2 Type II; Ocrolus posts SOC 2, SOC 3, ISO 27001, PCI DSS and GLBA. All four are priced by quote.

Is there an Encompass-connected underwriting tool a broker shop can buy?

SOLO by Tidalwave is sold to broker shops as well as lenders, names Encompass and Calyx Path, and is priced by quote. Candor Loan Engineering System and Indecomm DecisionGenius are written for lenders that underwrite their own files, also by quote.

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